By accessing or using the Disciples Insurance website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms may be updated from time to time, and your continued use of the site constitutes acceptance of any modifications.

Our website provides information about insurance products and services. We strive to ensure all information is accurate and up-to-date, however:

• Insurance quotes and information are subject to verification and approval
• Final policy terms and pricing are determined by insurance carriers
• We reserve the right to modify or discontinue services at any time
• Some services may be subject to state-specific regulations and availability

As a user of Disciples Insurance, you agree not to:

• Use the site for any illegal or unauthorized purpose
• Engage in any activity that interferes with the performance or function of the site
• Submit false or misleading information
• Attempt to gain unauthorized access to any portion of the website
• Use automated systems or software to extract data from our website
• Transmit any viruses, malware, or other harmful code

All content on Disciples Insurance, including but not limited to text, graphics, logos, images, videos, and software, is owned by or licensed to Disciples Insurance and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

While we make every effort to ensure the accuracy of information on our website, we cannot guarantee that all information is complete, accurate, or current. Insurance policies, coverage details, and pricing are subject to change and must be verified with insurance carriers. Always review your policy documents carefully.

Our website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of use of any third-party sites. Your use of third-party websites is at your own risk.

To the fullest extent permitted by law, Disciples Insurance and its affiliates, officers, employees, and agents will not be liable for any damages arising from:

• The use or inability to use our website or services
• Any interruption, suspension, or termination of service
• Any errors, inaccuracies, or omissions in content
• Any unauthorized access to or use of our servers or personal information
• Direct, indirect, incidental, consequential, or punitive damages

You agree to indemnify, defend, and hold harmless Disciples Insurance and its affiliates from any claims, damages, losses, liabilities, and expenses arising from your use of the website or violation of these Terms of Use.

We reserve the right to suspend or terminate your access to Disciples Insurance at any time, with or without notice, for conduct that we believe violates these Terms of Use, is harmful to other users, or is otherwise inappropriate.

These Terms of Use are governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of law principles. Any disputes arising from these terms will be resolved in the courts of Arizona.

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the site following any changes constitutes acceptance of the modified terms.